Money is only funny in a rich man's world
I'm earning a tidy sum of money at 26. I started freelance writing when I was still in college, so I got a good head start and was able to meet a lot of awesome people who gave me valuable opportunities. I'm grateful for them and very lucky, indeed, but the luck would have turned to dust if I didn't work hard and smart everyday.
It's been fun, these last five years, but I seriously have to consider where I put my money. My rent and bills are my biggest expenditures every month - kids, if you're still living with your parents, be extremely grateful for their generosity! Don't be lazy, sweep the floor or wash the dishes when they ask you to. If you lived by yourself, you'd be bleeding money AND sweeping the floor AND washing the dishes every day.
I remember, when I moved out two weeks after graduation and did my first groceries, I cried in the supermarket. Like a baby. I didn't know things cost so much.
And then there is shopping. I'm cutting down on that because it's a vicious cycle. I buy stuff but end up not using them as often as I initially thought I would. I think I've been good these last few months because I managed to lessen miscellaneous spending, but the figure could be better. I'm sure I didn't need six shirts in one go.
Why am I sharing all this? I guess I just wanted to give you some context on what my financial goals are.